SYF · Company KPIs
Synchrony Financial (SYF) KPIs
Purchase volume, Period-end loan receivables, Average active accounts, Net charge-off rate. As reported in SEC filings, with the source line for each figure.
Purchase volume
$49.83B for the period ended Jun 30, 2026
The company’s definition: (9) Purchase volume, or net credit sales, represents the aggregate amount of charges incurred on credit cards or other credit product accounts less returns during the period.
Source
| Period ended | Figure | Filing text |
|---|---|---|
| Jun 30, 2026 | $49.83B | Purchase volume(9) · $49,827 · $42,984 · $49,476 · $46,005 · $46,084 · $3,743 · 8.1% · $92,811 · $86,804 · $6,007 · 6.9%8-K filed 2026-07-21 |
| Mar 31, 2026 | $42.98B | Purchase volume(8) · $42,984 · $49,476 · $46,005 · $46,084 · $40,720 · $2,264 · 5.6%8-K filed 2026-04-21 |
| Dec 31, 2025 | $49.48B | Purchase volume(8) · $49,476 · $46,005 · $46,084 · $40,720 · $47,955 · $1,521 · 3.2% · $182,285 · $182,173 · $112 · 0.1%8-K filed 2026-01-27 |
| Sep 30, 2025 | $46.01B | Purchase volume(8) · $49,476 · $46,005 · $46,084 · $40,720 · $47,955 · $1,521 · 3.2% · $182,285 · $182,173 · $112 · 0.1%8-K filed 2026-01-27 |
| Jun 30, 2025 | $46.08B | Purchase volume(8) · $49,476 · $46,005 · $46,084 · $40,720 · $47,955 · $1,521 · 3.2% · $182,285 · $182,173 · $112 · 0.1%8-K filed 2026-01-27 |
| Mar 31, 2025 | $40.72B | Purchase volume(8) · $49,476 · $46,005 · $46,084 · $40,720 · $47,955 · $1,521 · 3.2% · $182,285 · $182,173 · $112 · 0.1%8-K filed 2026-01-27 |
| Dec 31, 2024 | $47.95B | Purchase volume(8) · $49,476 · $46,005 · $46,084 · $40,720 · $47,955 · $1,521 · 3.2% · $182,285 · $182,173 · $112 · 0.1%8-K filed 2026-01-27 |
Period-end loan receivables
$103.35B at Sep 30, 2026
The filings read for this page do not define this measure.
| Period ended | Figure | Filing text |
|---|---|---|
| Sep 30, 2026 | $103.35B | Period-end loan receivables · $103,346 · $102,208 · $100,085 · $103,808 · $100,178 · $3,168 · 3.2% · $103,346 · $100,178 · $3,168 · 3.2%8-K filed 2026-10-20 |
| Jul 31, 2026 | $102.6B | Period-end loan receivables · $102.6 · $102.2 · $101.7 · $100.9 · $100.1 · $99.9 · $101.7 · $103.8 · $101.7 · $100.4 · $100.2 · $100.2 · $100.38-K filed 2026-08-17 |
| Jun 30, 2026 | $102.21B | Period-end loan receivables · $102,208 · $100,085 · $103,808 · $100,178 · $99,776 · $2,432 · 2.4% · $102,208 · $99,776 · $2,432 · 2.4%8-K filed 2026-07-21 |
| May 31, 2026 | $101.7B | Period-end loan receivables · $102.6 · $102.2 · $101.7 · $100.9 · $100.1 · $99.9 · $101.7 · $103.8 · $101.7 · $100.4 · $100.2 · $100.2 · $100.38-K filed 2026-08-17 |
| Apr 30, 2026 | $100.9B | Period-end loan receivables · $102.6 · $102.2 · $101.7 · $100.9 · $100.1 · $99.9 · $101.7 · $103.8 · $101.7 · $100.4 · $100.2 · $100.2 · $100.38-K filed 2026-08-17 |
| Mar 31, 2026 | $100.08B | Period-end loan receivables · $100,085 · $103,808 · $100,178 · $99,776 · $99,608 · $477 · 0.5%8-K filed 2026-04-21 |
| Feb 28, 2026 | $99.9B | Period-end loan receivables · $102.6 · $102.2 · $101.7 · $100.9 · $100.1 · $99.9 · $101.7 · $103.8 · $101.7 · $100.4 · $100.2 · $100.2 · $100.38-K filed 2026-08-17 |
| Jan 31, 2026 | $101.7B | Period-end loan receivables · $102.6 · $102.2 · $101.7 · $100.9 · $100.1 · $99.9 · $101.7 · $103.8 · $101.7 · $100.4 · $100.2 · $100.2 · $100.38-K filed 2026-08-17 |
Average active accounts
68.28M for the period ended Sep 30, 2026
The filings read for this page do not define this measure.
| Period ended | Figure | Filing text |
|---|---|---|
| Sep 30, 2026 | 68.28M | Average active accounts (in thousands)(10) · 68,279 · 68,341 · 68,815 · 69,304 · 68,318 · (39) · (0.1)% · 68,550 · 68,676 · (126) · (0.2)%8-K filed 2026-10-20 |
| Jun 30, 2026 | 68.34M | Average active accounts (in thousands)(10) · 68,341 · 68,815 · 69,304 · 68,318 · 68,050 · 291 · 0.4% · 68,685 · 68,810 · (125) · (0.2)%8-K filed 2026-07-21 |
| Mar 31, 2026 | 68.81M | Average active accounts (in thousands)(9) · 68,815 · 69,304 · 68,318 · 68,050 · 69,315 · (500) · (0.7)%8-K filed 2026-04-21 |
| Dec 31, 2025 | 69.3M | Average active accounts (in thousands)(9) · 69,304 · 68,318 · 68,050 · 69,315 · 70,299 · (995) · (1.4)% · 68,876 · 70,904 · (2,028) · (2.9)%8-K filed 2026-01-27 |
| Sep 30, 2025 | 68.32M | Average active accounts (in thousands)(9) · 69,304 · 68,318 · 68,050 · 69,315 · 70,299 · (995) · (1.4)% · 68,876 · 70,904 · (2,028) · (2.9)%8-K filed 2026-01-27 |
| Jun 30, 2025 | 68.05M | Average active accounts (in thousands)(9) · 69,304 · 68,318 · 68,050 · 69,315 · 70,299 · (995) · (1.4)% · 68,876 · 70,904 · (2,028) · (2.9)%8-K filed 2026-01-27 |
| Mar 31, 2025 | 69.31M | Average active accounts (in thousands)(9) · 69,304 · 68,318 · 68,050 · 69,315 · 70,299 · (995) · (1.4)% · 68,876 · 70,904 · (2,028) · (2.9)%8-K filed 2026-01-27 |
| Dec 31, 2024 | 70.3M | Average active accounts (in thousands)(9) · 69,304 · 68,318 · 68,050 · 69,315 · 70,299 · (995) · (1.4)% · 68,876 · 70,904 · (2,028) · (2.9)%8-K filed 2026-01-27 |
Net charge-off rate
4.79% for the period ended Sep 30, 2026
The filings read for this page do not define this measure.
| Period ended | Figure | Filing text |
|---|---|---|
| Sep 30, 2026 | 4.79% | Net charge-offs as a % of average loan receivables, including held for sale · 4.79% · 5.43% · 5.42% · 5.37% · 5.16% · (0.37)% · 5.21% · 5.74% · (0.53)%8-K filed 2026-10-20 |
| Jun 30, 2026 | 5.43% | Net charge-offs as a % of average loan receivables, including held for sale · 5.43% · 5.42% · 5.37% · 5.16% · 5.70% · (0.27)% · 5.43% · 6.04% · (0.61)%8-K filed 2026-07-21 |
| Mar 31, 2026 | 5.42% | Net charge-offs as a % of average loan receivables, including held for sale · 5.42% · 5.37% · 5.16% · 5.70% · 6.38% · (0.96)%8-K filed 2026-04-21 |
| Dec 31, 2025 | 5.37% | Net charge-offs as a % of average loan receivables, including held for sale · 5.37% · 5.16% · 5.70% · 6.38% · 6.45% · (1.08)% · 5.65% · 6.31% · (0.66)%8-K filed 2026-01-27 |
| Sep 30, 2025 | 5.16% | Net charge-offs as a % of average loan receivables, including held for sale · 5.37% · 5.16% · 5.70% · 6.38% · 6.45% · (1.08)% · 5.65% · 6.31% · (0.66)%8-K filed 2026-01-27 |
| Jun 30, 2025 | 5.7% | Net charge-offs as a % of average loan receivables, including held for sale · 5.37% · 5.16% · 5.70% · 6.38% · 6.45% · (1.08)% · 5.65% · 6.31% · (0.66)%8-K filed 2026-01-27 |
| Mar 31, 2025 | 6.38% | Net charge-offs as a % of average loan receivables, including held for sale · 5.37% · 5.16% · 5.70% · 6.38% · 6.45% · (1.08)% · 5.65% · 6.31% · (0.66)%8-K filed 2026-01-27 |
| Dec 31, 2024 | 6.45% | Net charge-offs as a % of average loan receivables, including held for sale · 5.37% · 5.16% · 5.70% · 6.38% · 6.45% · (1.08)% · 5.65% · 6.31% · (0.66)%8-K filed 2026-01-27 |
Reading notes
Figures are shown as first reported. If a later filing prints a different figure for the same period, both appear. A figure marked ≈ or shown in words is how the company itself states it, not an estimate of ours. Companies change definitions over time, so compare periods with the quoted definition in mind. Periods that failed our checks are left out, so gaps are expected.
This page shows the latest 8 periods of each metric.