NBTB · Company KPIs
NBT Bancorp (NBTB) KPIs
Net interest margin (FTE), Total deposits (period end), Period end total loans, Total cost of deposits. As reported in SEC filings, with the source line for each figure.
Net interest margin (FTE)
3.78% for the period ended Sep 30, 2026
The filings read for this page do not define this measure.
| Period ended | Figure | Filing text |
|---|---|---|
| Sep 30, 2026 | 3.78% | Net interest margin (FTE)(1)(2) · 3.78% · 3.73% · 3.72% · 3.65% · 3.66%8-K filed 2026-10-27 |
| Jun 30, 2026 | 3.73% | Net interest margin (FTE)(1)(3) · 3.73% · 3.72% · 3.65% · 3.66% · 3.59%8-K filed 2026-07-27 |
| Mar 31, 2026 | 3.72% | Net interest margin (FTE)(1)(3) · 3.72% · 3.65% · 3.66% · 3.59% · 3.44%8-K filed 2026-04-23 |
| Dec 31, 2025 | 3.65% | Net interest margin (FTE)(1) · 3.65% · 3.66% · 3.59% · 3.44% · 3.34%8-K filed 2026-01-26 |
| Sep 30, 2025 | 3.66% | Net interest margin (FTE)(1) · 3.66% · 3.59% · 3.44% · 3.34% · 3.27%8-K filed 2025-10-27 |
| Jun 30, 2025 | 3.59% | Net interest margin (FTE)(1) · 3.66% · 3.59% · 3.44% · 3.34% · 3.27%8-K filed 2025-10-27 |
| Mar 31, 2025 | 3.44% | Net interest margin (FTE)(1) · 3.66% · 3.59% · 3.44% · 3.34% · 3.27%8-K filed 2025-10-27 |
| Dec 31, 2024 | 3.34% | Net interest margin (FTE)(1) · 3.66% · 3.59% · 3.44% · 3.34% · 3.27%8-K filed 2025-10-27 |
Total deposits (period end)
$13.59B at Sep 30, 2026
The filings read for this page do not define this measure.
| Period ended | Figure | Filing text |
|---|---|---|
| Sep 30, 2026 | $13.59B | Total deposits · 13,586,441 · 13,537,302 · 13,742,966 · 13,499,193 · 13,660,9188-K filed 2026-10-27 |
| Jun 30, 2026 | $13.54B | Total deposits · 13,537,302 · 13,742,966 · 13,499,193 · 13,660,918 · 13,515,2328-K filed 2026-07-27 |
| Mar 31, 2026 | $13.74B | Total deposits · 13,742,966 · 13,499,193 · 13,660,918 · 13,515,232 · 11,708,5118-K filed 2026-04-23 |
| Dec 31, 2025 | $13.5B | Total deposits · 13,499,193 · 13,660,918 · 13,515,232 · 11,708,511 · 11,546,7618-K filed 2026-01-26 |
| Sep 30, 2025 | $13.66B | Total deposits · 13,660,918 · 13,515,232 · 11,708,511 · 11,546,761 · 11,588,2788-K filed 2025-10-27 |
| Jun 30, 2025 | $13.52B | Total deposits · 13,660,918 · 13,515,232 · 11,708,511 · 11,546,761 · 11,588,2788-K filed 2025-10-27 |
| Mar 31, 2025 | $11.71B | Total deposits · 13,660,918 · 13,515,232 · 11,708,511 · 11,546,761 · 11,588,2788-K filed 2025-10-27 |
| Dec 31, 2024 | $11.55B | Total deposits · 13,660,918 · 13,515,232 · 11,708,511 · 11,546,761 · 11,588,2788-K filed 2025-10-27 |
Period end total loans
$11.95B at Sep 30, 2026
The filings read for this page do not define this measure.
| Period ended | Figure | Filing text |
|---|---|---|
| Sep 30, 2026 | $11.95B | Period end total loans were $11.95 billion at September 30, 2026, compared to $11.60 billion at December 31, 2025, with growth in both commercial and consumer lending in the third quarter of 2026.8-K filed 2026-10-27 |
| Jun 30, 2026 | $11.87B | Loans · 11,874,081 · 11,598,1148-K filed 2026-07-27 |
| Mar 31, 2026 | $11.55B | Period end total loans were $11.55 billion at March 31, 2026, compared to $9.98 billion at March 31, 2025.8-K filed 2026-04-23 |
| Dec 31, 2025 | $11.6B | Period end total loans were $11.60 billion at December 31, 2025, compared to $9.97 billion at December 31, 2024.8-K filed 2026-01-26 |
| Sep 30, 2025 | $11.6B | Period end total loans were $11.60 billion at September 30, 2025, compared to $9.97 billion at December 31, 2024 and $9.91 billion at September 30, 2024.8-K filed 2025-10-27 |
| Mar 31, 2025 | $9.98B | Period end total loans were $11.55 billion at March 31, 2026, compared to $9.98 billion at March 31, 2025.8-K filed 2026-04-23 |
| Dec 31, 2024 | $9.97B | Period end total loans were $11.60 billion at September 30, 2025, compared to $9.97 billion at December 31, 2024 and $9.91 billion at September 30, 2024.8-K filed 2025-10-27 |
| Sep 30, 2024 | $9.91B | Period end total loans were $11.60 billion at September 30, 2025, compared to $9.97 billion at December 31, 2024 and $9.91 billion at September 30, 2024.8-K filed 2025-10-27 |
Total cost of deposits
1.32% for the period ended Sep 30, 2026
The filings read for this page do not define this measure.
| Period ended | Figure | Filing text |
|---|---|---|
| Sep 30, 2026 | 1.32% | Total cost of deposits · $13,537,734 · 1.32% · $13,572,545 · 1.33% · $13,525,603 · 1.34% · $13,616,962 · 1.44% · $13,567,312 · 1.52%8-K filed 2026-10-27 |
| Jun 30, 2026 | 1.33% | Total cost of deposits · $13,572,545 · 1.33% · $13,525,603 · 1.34% · $13,616,962 · 1.44% · $13,567,312 · 1.52% · $12,797,868 · 1.51%8-K filed 2026-07-27 |
| Mar 31, 2026 | 1.34% | Total cost of deposits · $13,525,603 · 1.34% · $13,616,962 · 1.44% · $13,567,312 · 1.52% · $12,797,868 · 1.51% · $11,586,416 · 1.49%8-K filed 2026-04-23 |
| Dec 31, 2025 | 1.44% | Total cost of deposits · $13,616,962 · 1.44% · $13,567,312 · 1.52% · $12,797,868 · 1.51% · $11,586,416 · 1.49% · $11,616,592 · 1.60%8-K filed 2026-01-26 |
| Sep 30, 2025 | 1.52% | Total cost of deposits · $13,567,312 · 1.52% · $12,797,868 · 1.51% · $11,586,416 · 1.49% · $11,616,592 · 1.60% · $11,342,026 · 1.72%8-K filed 2025-10-27 |
| Jun 30, 2025 | 1.51% | Total cost of deposits · $13,567,312 · 1.52% · $12,797,868 · 1.51% · $11,586,416 · 1.49% · $11,616,592 · 1.60% · $11,342,026 · 1.72%8-K filed 2025-10-27 |
| Mar 31, 2025 | 1.49% | Total cost of deposits · $13,567,312 · 1.52% · $12,797,868 · 1.51% · $11,586,416 · 1.49% · $11,616,592 · 1.60% · $11,342,026 · 1.72%8-K filed 2025-10-27 |
| Dec 31, 2024 | 1.6% | Total cost of deposits · $13,567,312 · 1.52% · $12,797,868 · 1.51% · $11,586,416 · 1.49% · $11,616,592 · 1.60% · $11,342,026 · 1.72%8-K filed 2025-10-27 |
Reading notes
Figures are shown as first reported. If a later filing prints a different figure for the same period, both appear. A figure marked ≈ or shown in words is how the company itself states it, not an estimate of ours. Companies change definitions over time, so compare periods with the quoted definition in mind. Periods that failed our checks are left out, so gaps are expected.
This page shows the latest 8 periods of each metric.