THE INTRADAY

HBAN · Company KPIs

Huntington Bancshares (HBAN) KPIs

Net interest margin (FTE), Efficiency ratio, CET1 ratio, Average total deposits. As reported in SEC filings, with the source line for each figure.

Net interest margin (FTE)

3.25% for the period ended Sep 30, 2026

Dec 31, 2024: 3.03%Mar 31, 2025: 3.1%Jun 30, 2025: 3.11%Sep 30, 2025: 3.13%Dec 31, 2025: 3.15%Mar 31, 2026: 3.24%Jun 30, 2026: 3.21%Sep 30, 2026: 3.25%Dec 31, 2024Sep 30, 2026

The company’s definition: (1)Calculated on a fully-taxable equivalent (FTE) basis, which represents a non-GAAP measure, assuming a 21% tax rate. Source

Net interest margin (FTE), as first reported, with the line it was read from
Period endedFigureFiling text
Sep 30, 20263.25%Net interest margin(1) · 3.25 · 3.21 · 3.24 · 3.15 · 3.13 · 3.23 · 3.128-K filed 2026-10-22
Jun 30, 20263.21%Net interest margin · 3.21 · 3.24 · 3.15 · 3.13 · 3.118-K filed 2026-07-23
Mar 31, 20263.24%Net interest margin · 3.24 · 3.15 · 3.13 · 3.11 · 3.108-K filed 2026-04-23
Dec 31, 20253.15%Net interest margin · 3.15 · 3.13 · 3.11 · 3.10 · 3.038-K filed 2026-01-22
Sep 30, 20253.13%Net interest margin · 3.15 · 3.13 · 3.11 · 3.10 · 3.038-K filed 2026-01-22
Jun 30, 20253.11%Net interest margin · 3.15 · 3.13 · 3.11 · 3.10 · 3.038-K filed 2026-01-22
Mar 31, 20253.1%Net interest margin · 3.15 · 3.13 · 3.11 · 3.10 · 3.038-K filed 2026-01-22
Dec 31, 20243.03%Net interest margin · 3.15 · 3.13 · 3.11 · 3.10 · 3.038-K filed 2026-01-22

Efficiency ratio

61.2% for the period ended Sep 30, 2026

Dec 31, 2024: 58.6%Mar 31, 2025: 58.9%Jun 30, 2025: 59%Sep 30, 2025: 57.4%Dec 31, 2025: 64.2%Mar 31, 2026: 67.2%Jun 30, 2026: 61.5%Sep 30, 2026: 61.2%Dec 31, 2024Sep 30, 2026

The company’s definition: (5)Noninterest expense less amortization of intangibles divided by the sum of FTE net interest income and noninterest income excluding securities gains (losses), which represents a non-GAAP measure. Source

Efficiency ratio, as first reported, with the line it was read from
Period endedFigureFiling text
Sep 30, 202661.2%Efficiency ratio(5) · 61.2 · 61.5 · 67.2 · 64.2 · 57.4 · 63.2 · 58.48-K filed 2026-10-22
Jun 30, 202661.5%Efficiency ratio · 61.5 · 67.2 · 64.2 · 57.4 · 59.08-K filed 2026-07-23
Mar 31, 202667.2%Efficiency ratio · 67.2 · 64.2 · 57.4 · 59.0 · 58.98-K filed 2026-04-23
Dec 31, 202564.2%Efficiency ratio · 64.2 · 57.4 · 59.0 · 58.9 · 58.68-K filed 2026-01-22
Sep 30, 202557.4%Efficiency ratio · 64.2 · 57.4 · 59.0 · 58.9 · 58.68-K filed 2026-01-22
Jun 30, 202559%Efficiency ratio · 64.2 · 57.4 · 59.0 · 58.9 · 58.68-K filed 2026-01-22
Mar 31, 202558.9%Efficiency ratio · 64.2 · 57.4 · 59.0 · 58.9 · 58.68-K filed 2026-01-22
Dec 31, 202458.6%Efficiency ratio · 64.2 · 57.4 · 59.0 · 58.9 · 58.68-K filed 2026-01-22

CET1 ratio

10.1% at Sep 30, 2026

Dec 31, 2024: 10.5%Mar 31, 2025: 10.6%Jun 30, 2025: 10.5%Sep 30, 2025: 10.6%Dec 31, 2025: 10.4%Mar 31, 2026: 10.2%Jun 30, 2026: 10%Sep 30, 2026: 10.1%Dec 31, 2024Sep 30, 2026

The filings read for this page do not define this measure.

CET1 ratio, as first reported, with the line it was read from
Period endedFigureFiling text
Sep 30, 202610.1%CET1 ratio - period end(6) · 10.1 · 10.0 · 10.2 · 10.4 · 10.68-K filed 2026-10-22
Jun 30, 202610%Common equity Tier 1 risk-based capital ratio (1) · 10.0 · 10.2 · 10.4 · 10.6 · 10.58-K filed 2026-07-23
Mar 31, 202610.2%Common equity Tier 1 risk-based capital ratio (1) · 10.2 · 10.4 · 10.6 · 10.5 · 10.68-K filed 2026-04-23
Dec 31, 202510.4%Common equity Tier 1 risk-based capital ratio (1) · 10.4 · 10.6 · 10.5 · 10.6 · 10.58-K filed 2026-01-22
Sep 30, 202510.6%Common equity Tier 1 risk-based capital ratio (1) · 10.4 · 10.6 · 10.5 · 10.6 · 10.58-K filed 2026-01-22
Jun 30, 202510.5%Common equity Tier 1 risk-based capital ratio (1) · 10.4 · 10.6 · 10.5 · 10.6 · 10.58-K filed 2026-01-22
Mar 31, 202510.6%Common equity Tier 1 risk-based capital ratio (1) · 10.4 · 10.6 · 10.5 · 10.6 · 10.58-K filed 2026-01-22
Dec 31, 202410.5%Common equity Tier 1 risk-based capital ratio (1) · 10.4 · 10.6 · 10.5 · 10.6 · 10.58-K filed 2026-01-22

Average total deposits

$223.4B for the period ended Jun 30, 2026

Dec 31, 2024: $159.41BMar 31, 2025: $161.6BJun 30, 2025: $163.43BSep 30, 2025: $164.81BDec 31, 2025: $173.16BMar 31, 2026: $204.62BJun 30, 2026: $223.4BDec 31, 2024Jun 30, 2026

The filings read for this page do not define this measure.

Average total deposits, as first reported, with the line it was read from
Period endedFigureFiling text
Jun 30, 2026$223.4BAverage total deposits · 223,403 · 204,616 · 173,156 · 164,812 · 163,4298-K filed 2026-07-23
Mar 31, 2026$204.62BAverage total deposits · 204,616 · 173,156 · 164,812 · 163,429 · 161,6008-K filed 2026-04-23
Dec 31, 2025$173.16BAverage total deposits · 173,156 · 164,812 · 163,429 · 161,600 · 159,4058-K filed 2026-01-22
Sep 30, 2025$164.81BAverage total deposits · 173,156 · 164,812 · 163,429 · 161,600 · 159,4058-K filed 2026-01-22
Jun 30, 2025$163.43BAverage total deposits · 173,156 · 164,812 · 163,429 · 161,600 · 159,4058-K filed 2026-01-22
Mar 31, 2025$161.6BAverage total deposits · 173,156 · 164,812 · 163,429 · 161,600 · 159,4058-K filed 2026-01-22
Dec 31, 2024$159.41BAverage total deposits · 173,156 · 164,812 · 163,429 · 161,600 · 159,4058-K filed 2026-01-22

Reading notes

Figures are shown as first reported. If a later filing prints a different figure for the same period, both appear. A figure marked ≈ or shown in words is how the company itself states it, not an estimate of ours. Companies change definitions over time, so compare periods with the quoted definition in mind. Periods that failed our checks are left out, so gaps are expected.